Money sitting in your Apple Cash card can be moved to your bank account through the Wallet app on your iPhone. You can choose a free transfer that takes a day or two, or pay a small fee for a near-instant transfer to a linked debit card.
What you'll need
- An iPhone with Apple Cash set up
- A verified bank account or eligible debit card
Step by step
- Open your Apple Cash cardLaunch the Wallet app and tap your Apple Cash card to see your available balance.
- Open the transfer optionTap the More button (the three dots) in the corner, then choose 'Transfer to Bank'.
- Enter an amountType the amount you want to move. It must be at least the minimum Apple requires and no more than your available balance.
- Pick a transfer speedChoose the standard bank transfer, which is free and typically arrives in one to three business days, or Instant Transfer to a debit card for a small fee.
- Confirm with Face ID or Touch IDReview the details and authenticate with Face ID, Touch ID, or your passcode to send the money on its way.
Handy tips
- Standard transfers are free, so use them when you are not in a hurry to avoid the instant transfer fee.
- Make sure your bank account is added and verified in Wallet ahead of time, or the transfer option will not be available.
Heads up
- Double-check the amount and destination before confirming. Once a transfer is sent, it cannot simply be canceled.
FAQ
How long does a standard transfer take?
Standard bank transfers usually arrive within one to three business days. Instant Transfer to a debit card lands within minutes for a small fee.
Is there a fee to transfer Apple Cash to a bank?
The standard transfer is free. Instant Transfer charges a small percentage-based fee with a set minimum.
Why can I not transfer my Apple Cash?
You may need to verify your identity, add and verify a bank account or debit card, or your balance may be below the minimum transfer amount.